Policy2.25%Prime4.45%5Y posted6.09%
BOC · Official seriesV105 CITY PROFILE · BC
Victoria
Balanced/mixed · baseline updated February 2026.Market scores
Affordability28
Relative purchasing accessibility compared with local incomes.
Rental competition58
Higher scores indicate a tighter rental market.
Investment potential29
Composite yield, growth and market-balance signal.
New construction75
Recent housing construction and permit momentum.
Market activity54
Price movement and buyer-activity conditions.
Buyer demand62
Population, migration and housing-demand pressure.
Housing supply52
How closely housing supply is keeping pace with demand.
Overall score45
Combined market, affordability, supply and demand rating.
Housing economics
- Price-to-rent ratio
- 35.18
- Gross rent yield
- 2.84%
- Payment-to-rent ratio
- 2.195×
- Building permits
- $184M
- Stress-test rate
- 8.09%
- Historical payment median
- $5,266