Policy2.25%Prime4.45%5Y posted6.09%
BOC · Official seriesV105 CITY PROFILE · NL
St. John's
Tight rental + soft prices · baseline updated February 2026.Market scores
Affordability97
Relative purchasing accessibility compared with local incomes.
Rental competition100
Higher scores indicate a tighter rental market.
Investment potential87
Composite yield, growth and market-balance signal.
New construction34
Recent housing construction and permit momentum.
Market activity38
Price movement and buyer-activity conditions.
Buyer demand50
Population, migration and housing-demand pressure.
Housing supply75
How closely housing supply is keeping pace with demand.
Overall score65
Combined market, affordability, supply and demand rating.
Housing economics
- Price-to-rent ratio
- 21.12
- Gross rent yield
- 4.73%
- Payment-to-rent ratio
- 1.318×
- Building permits
- $47M
- Stress-test rate
- 8.09%
- Historical payment median
- $2,030