V105 TOOL · AFFORDABILITY

Can I afford this?

The complete mortgage-payment workflow, now using the live official posted rate by default.

CALCULATOR

Choose a cityHome price $635,000Down payment 20% · $127,000Mortgage rate 6.09%Amortization

Monthly payment$3,301/movs. $1,914/mo average 2BR rent

Bank qualification payment$3,951/moQualification rate: 8.09%

Mortgage$508,000Total interest$482,317Total paid$1,117,317Down payment$127,000

Estimate only. Default insurance is approximated at 4% below 20% down; property tax, utilities, condo fees and lender-specific qualification rules are excluded.