Policy2.25%Prime4.45%5Y posted6.09%
BOC · Official series

V105 CITY PROFILE · AB

Calgary

Slack rental + rising prices · baseline updated February 2026.
Market trends →
Benchmark price$635,000 5.0%
Average 2BR rent$1,9145% vacancy
Estimated mortgage$3,301/mobaseline assumption
Population1.5M2021 census baseline

Market scores

Affordability62

Relative purchasing accessibility compared with local incomes.

Rental competition0

Higher scores indicate a tighter rental market.

Investment potential36

Composite yield, growth and market-balance signal.

New construction100

Recent housing construction and permit momentum.

Market activity49

Price movement and buyer-activity conditions.

Buyer demand16

Population, migration and housing-demand pressure.

Housing supply7

How closely housing supply is keeping pace with demand.

Overall score58

Combined market, affordability, supply and demand rating.

Housing economics

Price-to-rent ratio
27.65
Gross rent yield
3.62%
Payment-to-rent ratio
1.725×
Building permits
$1,108M
Stress-test rate
8.09%
Historical payment median
$3,736