Policy2.25%Prime4.45%5Y posted6.09%
BOC · Official series

V105 CITY PROFILE · QC

Montreal

Balanced rental + rising prices · baseline updated February 2026.
Market trends →
Benchmark price$595,000 3.0%
Average 2BR rent$1,3462.9% vacancy
Estimated mortgage$3,093/mobaseline assumption
Population4.3M2021 census baseline

Market scores

Affordability55

Relative purchasing accessibility compared with local incomes.

Rental competition82

Higher scores indicate a tighter rental market.

Investment potential28

Composite yield, growth and market-balance signal.

New construction42

Recent housing construction and permit momentum.

Market activity58

Price movement and buyer-activity conditions.

Buyer demand47

Population, migration and housing-demand pressure.

Housing supply62

How closely housing supply is keeping pace with demand.

Overall score52

Combined market, affordability, supply and demand rating.

Housing economics

Price-to-rent ratio
36.84
Gross rent yield
2.71%
Payment-to-rent ratio
2.298×
Building permits
$1,087M
Stress-test rate
8.09%
Historical payment median
$3,501